BCT MPF - Smart Plan MPF funds

BCT MPF - Smart Plan offers 14 MPF constituent funds across 1 scheme. Below is every fund with its Fund Expense Ratio, 1-year and 5-year annualized return and MPFA risk class, sorted by 5-year performance. MPFA data as of 31 Jul 2026.

Funds
14
Median FER
1.369%
Median 1Y
7.18%
Median 5Y p.a.
2.06%

All BCT MPF - Smart Plan funds

Fund1Y5Y p.a.FERRisk
Principal Dynamic Global Equity Fund
Equity Fund - Global Equity Fund
20.28%8.13%1.545%5
Principal Dynamic Asia Pacific Equity Fund
Equity Fund - Asia Equity Fund
30.89%6.72%1.599%5
Principal Growth Fund
Mixed Assets Fund - 81% to 100% Equity
21.52%5.70%1.503%5
Principal Core Accumulation Fund
Mixed Assets Fund - Default Investment Strategy - Core Accumulation Fund
13.13%5.57%0.779%4
Principal Balanced Fund
Mixed Assets Fund - 61% to 80% Equity
16.81%3.96%1.494%4
Principal - Hang Seng Index Tracking Fund
Equity Fund - Hong Kong Equity Fund (Index Tracking)
6.35%2.26%0.990%6
Principal Cash Fund
Money Market Fund - Other than MPF Conservative Fund
1.23%2.08%0.974%2
Principal - MPF Conservative Fund
Money Market Fund - MPF Conservative Fund
1.56%2.04%0.949%1
Principal Age 65 Plus Fund
Mixed Assets Fund - Default Investment Strategy - Age 65 Plus Fund
5.05%0.93%0.793%4
Principal Stable Fund
Mixed Assets Fund - 21% to 40% Equity
8.02%0.50%1.472%4
Principal Dynamic Greater China Equity Fund
Equity Fund - Greater China Equity Fund
28.75%0.13%1.386%6
Principal Dynamic Asian Bond Fund
Bond Fund - Asia Bond Fund
0.79%-0.39%1.300%3
Principal Dynamic Hong Kong Equity Fund
Equity Fund - Hong Kong Equity Fund
5.31%-2.12%1.499%6
Principal Dynamic Global Bond Fund
Bond Fund - Global Bond Fund
0.11%-3.51%1.353%4

Schemes and trustees

Approved trustee: BCT.

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For information only — not financial advice. Fund data from mfp.mpfa.org.hk. View full disclaimer

Intended for Hong Kong residents only.