Principal Cash Fund
BCTMoney Market Fund - Other than MPF Conservative FundActiveBCT
BCT MPF - Smart Plan · Latest information as of 30 Sep 2026
5Y annualized
2.05%
1Y return
1.21%
FER
0.974%
Fund Expense Ratio p.a.
Management fee
—
Fund size
596.8
HKD millions
Launch date
01-12-2000
Fund age
25.8 yrs
Risk indicator
0.81%
Annualized SD
Standard period returns (30 Sep 2026)
1 year
1.21%
5 years p.a.
2.05%
10 years p.a.
1.36%
Since launch p.a.
0.95%
Calendar year returns
| 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -0.52% | -0.78% | 3.68% | 3.89% | 3.74% |
Best and worst calendar year 2021–25: 3.89% / -0.78%
Risk classification
1
2
3
4
5
6
7
MPFA classifies this fund as risk class 2 of 7 — Low volatility.
Comparable funds (Money Market Fund - Other than MPF Conservative Fund)
- Principal HK Dollar Savings Fund - Class DBCT5Y 2.17% · FER 0.934%
- Principal HK Dollar Savings Fund - Class IBCT5Y 2.14% · FER 0.957%
- BOC-Prudential MPF RMB & HKD Money Market FundBOC-Prudential5Y 1.96% · FER 0.537%
- BEA (MPF) RMB & HKD Money Market FundBEA5Y 1.21% · FER 0.812%
- BEA (Industry Scheme) RMB & HKD Money Market FundBEA5Y 1.20% · FER 0.803%
- My Choice RMB & HKD Money Market FundMy Choice5Y 1.04% · FER 0.927%
- Sun Life MPF RMB and HKD Fund - Class BSun Life5Y 1.00% · FER 1.188%
- Sun Life MPF RMB and HKD Fund - Class ASun Life5Y 0.95% · FER 1.238%
Educational information only — not financial advice. Figures are sourced from the Mandatory Provident Fund Schemes Authority (MPFA) monthly fund data (30 Sep 2026). MPFA fund platform