Principal Cash Fund
BCTMoney Market Fund - Other than MPF Conservative FundActiveBCT
BCT MPF - Smart Plan · MPFA data as of 31 Jul 2026
5Y annualized
2.08%
1Y return
1.23%
FER
0.974%
Fund Expense Ratio p.a.
Management fee
0.974%
Fund size
621.14
HKD millions
Launch date
01-12-2000
Fund age
25.7 yrs
Risk indicator
0.85%
Annualized SD
Standard period returns (31 Jul 2026)
1 year
1.23%
5 years p.a.
2.08%
10 years p.a.
1.39%
Since launch p.a.
0.97%
Calendar year returns
| 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -0.52% | -0.78% | 3.68% | 3.89% | 3.74% |
Best and worst calendar year 2021–25: 3.89% / -0.78%
Risk classification
1
2
3
4
5
6
7
MPFA classifies this fund as risk class 2 of 7 — Low volatility.
Comparable funds (Money Market Fund - Other than MPF Conservative Fund)
- Principal HK Dollar Savings Fund - Class DBCT5Y 2.19% · FER 0.934%
- Principal HK Dollar Savings Fund - Class IBCT5Y 2.16% · FER 0.957%
- BOC-Prudential MPF RMB & HKD Money Market FundBOC-Prudential5Y 1.92% · FER 0.560%
- BEA (MPF) RMB & HKD Money Market FundBEA5Y 1.19% · FER 0.795%
- BEA (Industry Scheme) RMB & HKD Money Market FundBEA5Y 1.16% · FER 0.791%
- My Choice RMB & HKD Money Market FundMy Choice5Y 0.97% · FER 0.931%
- Sun Life MPF RMB and HKD Fund - Class BSun Life5Y 0.97% · FER 1.188%
- Sun Life MPF RMB and HKD Fund - Class ASun Life5Y 0.92% · FER 1.238%
Educational information only — not financial advice. Figures are sourced from the Mandatory Provident Fund Schemes Authority (MPFA) monthly fund data (31 Jul 2026). MPFA fund platform