Guaranteed Fund
HSBCGuaranteed FundActiveHSBC
HSBC Mandatory Provident Fund - SuperTrust Plus · Latest information as of 30 Sep 2026
5Y annualized
-0.34%
1Y return
-1.67%
FER
2.052%
Fund Expense Ratio p.a.
Management fee
—
Fund size
10,493.76
HKD millions
Launch date
01-12-2000
Fund age
25.8 yrs
Risk indicator
2.41%
Annualized SD
Standard period returns (30 Sep 2026)
1 year
-1.67%
5 years p.a.
-0.34%
10 years p.a.
0.09%
Since launch p.a.
0.17%
Calendar year returns
| 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -2.78% | -6.77% | 2.15% | 2.61% | 4.30% |
Best and worst calendar year 2021–25: 4.30% / -6.77%
Risk classification
1
2
3
4
5
6
7
MPFA classifies this fund as risk class 3 of 7 — Low–medium volatility.
Comparable funds (Guaranteed Fund)
- BCOM Guaranteed (CF) FundBCOM5Y 2.12% · FER 1.468%
- Guaranteed PortfolioAIA5Y 0.87% · FER 1.541%
- Manulife MPF Interest FundManulife5Y 0.73% · FER 1.737%
- China Life Joyful Retirement Guaranteed FundChina Life5Y 0.31% · FER 1.923%
- Manulife MPF Stable FundManulife5Y 0.11% · FER 1.739%
- Guaranteed FundHang Seng5Y -0.34% · FER 2.052%
- Manulife Career Average Guaranteed Fund - SHKPSHKP5Y -0.80% · FER 2.147%
- Guaranteed FundMASS5Y -1.39% · FER 2.879%
Educational information only — not financial advice. Figures are sourced from the Mandatory Provident Fund Schemes Authority (MPFA) monthly fund data (30 Sep 2026). MPFA fund platform