BCOM Guaranteed (CF) Fund
BCOMGuaranteed FundActiveBCOM
BCOM Joyful Retirement MPF Scheme · MPFA data as of 31 Jul 2026
5Y annualized
2.04%
1Y return
3.49%
FER
1.468%
Fund Expense Ratio p.a.
Management fee
1.468%
Fund size
881.21
HKD millions
Launch date
01-12-2000
Fund age
25.7 yrs
Risk indicator
3.63%
Annualized SD
Standard period returns (31 Jul 2026)
1 year
3.49%
5 years p.a.
2.04%
10 years p.a.
1.82%
Since launch p.a.
1.68%
Calendar year returns
| 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -2.43% | -5.25% | 2.76% | 5.00% | 9.41% |
Best and worst calendar year 2021–25: 9.41% / -5.25%
Risk classification
1
2
3
4
5
6
7
MPFA classifies this fund as risk class 3 of 7 — Low–medium volatility.
Comparable funds (Guaranteed Fund)
- Guaranteed PortfolioAIA5Y 0.82% · FER 1.541%
- Manulife MPF Interest FundManulife5Y 0.72% · FER 1.767%
- China Life Joyful Retirement Guaranteed FundChina Life5Y 0.52% · FER 1.923%
- Manulife MPF Stable FundManulife5Y 0.05% · FER 1.773%
- Guaranteed FundHang Seng5Y -0.19% · FER 2.052%
- Guaranteed FundHSBC5Y -0.19% · FER 2.052%
- Manulife Career Average Guaranteed Fund - SHKPSHKP5Y -0.67% · FER 2.267%
- Guaranteed FundMASS5Y -1.45% · FER 2.879%
Educational information only — not financial advice. Figures are sourced from the Mandatory Provident Fund Schemes Authority (MPFA) monthly fund data (31 Jul 2026). MPFA fund platform